Question by : What kind of first time home buyers loans are available out there?
I am thinking about buying a home, but my wife and I have no money saved up for a down payment but we can easily afford a house note. What options do I have? Are there any programs out there that do not require a down payment?

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Question by Shelly C: I’ll be a first time home buyer. Are there any programs that will help me save money on a mortgage? Advice?
I’m prepping to buy my first home but have not found a mortgage agent yet. Is there any advice on government programs for first time buyers? I’m looking for the best advice to save money on a mortgage. Does anyone have any advice on how to buy smart when dealing with real estate agents? Any tricks on how to deal with them. I really want to avoid getting taken of advantage of. Your advice is really appreciated! Thanks!

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Are there any first time home buyer grant program in CA?

Question by Michael D: Are there any first time home buyer grant program in CA?
i’m trying to buy my first home. is there any first time buyer programs in la county. any info would help.

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Question by Bee: Does anyone know if there is a new government based ,first time home buyer loan available ?
I mentioned to my boss, about the old car trade in deal the government has going on, and he mentioned they had a deal for first time home buyers too? Is that right?

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Question by dstahngogo: Is there a mortgage company that will pre-approve a first time home buyer with real bad credit in Texas?
I have a credit score of 415. The 3 bedroom house I want to get is only $ 44,000 and ready to move into.

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Question by Candace L: are there still government first time home buyer mortgage programs?

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Answer by jelinek121
Yes. Talk to a mortgage broker in your area to find out which programs you may qualify for. Some of the programs will require you to take a home owner’s class to get a reduction in interest rate.

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Question by whaaat: Is there any good programs, grants, or loans for a first time home buyer with bad credit?

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Answer by missfeliciarae
Well, there’s the first time homebuyer tax credit, but it ends on Dec. 1, 2009.

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Question by Seaswept: Will there be a first time home buyer tax credit for 2010 purchases?
I’m hoping to close in June on my first house, but I wasn’t bound by contract until May, so I know I don’t qualify for the $ 8,000 first time home buyer credit. I was just wondering if there will be a similar credit being offered for the 2010 tax year for homes purchased after April 30th?

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Question by Raven K: Does anyone know if there are any types of first time home buyer loans out there to repair houses?
We’re looking to buy a home that needs some work. We were wondering if there were any types of loans out there that would allow us extra $ to fix it up. We know about rural housing already, but the house would have to pass inspection which in the condition its in now, wouldn’t happen. So we’re just looking at different loans that are available to us that could help us out a bit. Thanks!
Also, we want a fixed low rate. We have good credit.

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