Question by : What kind of first time home buyers loans are available out there?
I am thinking about buying a home, but my wife and I have no money saved up for a down payment but we can easily afford a house note. What options do I have? Are there any programs out there that do not require a down payment?

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Question by Bee: Does anyone know if there is a new government based ,first time home buyer loan available ?
I mentioned to my boss, about the old car trade in deal the government has going on, and he mentioned they had a deal for first time home buyers too? Is that right?

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Thinking of buying a home and want to know what first time home buyer options there are? I’m proud of you! You’re taking that first step in buying a home by educating yourself so you can make an informed decision. Anytime you’re going to make a major purchase, you should educate yourself. When my wife and I were going to buy a new TV, we were suddenly stopped. Everything in the store were flat screens and I didn’t feel educated enough to make a choice. So we went back home and started doing our research.

Here are a few first time home buyer options to consider:

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You may be surprised to know that government of North America is concerned about its citizens and provides special programs such as the first time home buyers grants. As a citizen of legal age, you are entitled to government grants providing you can meet all the requirements and take care of the procedures while applying. The offers and resources for the first time home buyers grants program from the government could possibly be the first step in turning your dreams into reality.

First time home buyers grants may help you buy your dream home without spending huge amounts of cash. This deal is perfect for young couples and starting families. Many of these are available as monetary awards that either covers the main or an integral part of the non mortgage expenses associated with purchasing a new house. As a legitimate citizen of the United States of America those of who are of legal age only can apply for a monetary support from the government, by means of grants. With regard to the government’s first time home buyers grants, you will find the possibility to try and find a property for a much lowered cost. This financial assistance also comes from any nearby government agencies and can be easily availed along with the application procedure. This is precisely why lots of people are obtaining these grants since the fact is that a home is one of the basic needs for any family. Often the competition is quite tough especially during those months when the resources are limited and the government cannot accommodate all applicants.

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Question by 2k1Toaster: Any First Time Home Buyer Grants Still Available?
Just wondering if there are actually any first time home buyer or home buyer in general grants available (in the United States). Seems most of the information I can find online (posts as well as government websites) expired a few years ago and some as far back as 2001.

Are there any out there to help with down payment, or just with buying a house in general? What about tax rebates? I know the big one already ended this past April, but are there plans for any new ones?

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